Paypal charged my Discover Card $29.99 for a three dollar item and said it was “payment to Exact Design”. The money was returned to me in cash to my bank account two weeks later.
It took over two hours to figure it out. I spoke to Rix and Kevin. Then I spoke to a supervisor named Doug, and his supervisor named Gavin. It was over about 11:10 today.
I have copies of all the documents as they are today in case they attempt to change them now. They said I owed a balance due to a dispute with eBay so they just added the difference to a $3 charge to cover the balance. They did not tell me, they did not put a line item in, they never even said I had a dispute or a negative balance.
When the dispute was settled in my favor a couple weeks later they just put cash in my account. Still not line item, no explanation.
I would like to know if I can use this business practice as well. If someone gives me a credit card, can I just take their money and then return it in cash later when they ask for it? –Kent
